Single Source Benefits Insurance Enrollment Center
1220 Mayview Road
Pittsburgh, PA 15241


Fax: 412-220-9046



Flood Insurance

Who Needs Flood Insurance?

Owners and renters should insure their personal property against flood loss. Buildings in the course of construction, condominium associations, and owners of residential condominium units in participating communities all may purchase flood insurance.

What can cause a flood?

  • Floods and flash floods
  • Heavy rains and wind
  • Hurricanes
  • Winter storms and snow melt
  • Unusual and rapid accumulation or runoff of surface waters from any source
  • Mud flow

Just a single inch of water(or mud) can cause damage to your home, resulting in thousands of dollars in repair and restoration costs.

Why should you consider Flood Insurance?

Most homeowner insurance policies exclude coverage for flood! It is important to fully protect your property. If an unexpected flood occurs, flood insurance would end up saving you thousands of dollars on damage to your home and possessions.

Purchasing flood insurance provides protection: For home investment, destruction, and financial devastation. A flood can occur anywhere that is rains or snows. It can also occur anywhere near a body of water, a dam, or a drainage system. The Federal Emergency Management Agency (FEMA) notes that almost 25 percent of flood insurance claims come from areas that do not have high flood risk.

It is Affordable: The annual cost of coverage can range from $130 to around $1,000 depending on your flood zone risk and the amount of coverage that you purchase. The actual cost of flood insurance will depend on whether you live in a low, medium, or high-risk flood zone. FEMA determines the flood risk of a community. You may visit the Federal Emergency Management Agency's site to confirm what risk zone your home is located in. Keep in mind that the lower your flood risk, the lower the cost of the insurance will be.

*You should refer to your policy and its Declarations Page for specific information on coverage, limitations, restrictions and deductibles.


Renters: Get The Protection You Need

As a renter, you need to make sure you and your belongings are covered in case of an unfortunate event. Travelers Renters insurance can give you the protection you need at a price you can afford.

Coverage can include furniture, clothing, appliances, and improvements you've made to the rental unit. Personal liability coverage can include protection if someone is accidentally injured while in your home.

Travelers offers highly professional services to save you time.

Contact Single Source Benefits Insurance Enrollment Center benefits today to get started on a quote.

Prepare your home for cooler days ahead

Your home is one of your most important posessions. By keeping it properly maintained, you can reduce the risk of a loss. Please take a moment to review these important safety tips.

  • Insulate water pipes in areas exposed to cold temperatures, and turn up the thermostat during extra cold periods.
  • Check for damage to your roof, and clean gutters and downspouts to keep fallen leaves from accumulating.
  • Check and repair caulking around doors and windows that show signs of deterioration.
  • Have your chimney cleared and maintained annually by a professional.
  • Clean the clothes dryer exhaust duct and space under the dryer. Remove all lint, dust, and pieces of material.
  • For more seasonal home maintenance tips and to learn how you can further protecty our home and property, visit Travelers Insurance.